Stop waiting 35 - 45 days to move money through your supply chain.
SplitPay separates payment timing so retailers and manufacturers can keep commerce moving without forcing both sides onto the same cash-flow schedule.
$10,000
Illustrative example only
SplitPay splits instantly
Timing separated, not payment delayed
$10,000
Subject to eligibility and processing
Demo data for illustration. Actual timing depends on eligibility, onboarding, and applicable terms.
35 - 45 day wait
Retailer and manufacturer are locked onto the same payment schedule. One side waits, the other side's cash is tied up while goods keep moving.
Payment timing, separated
Retailers get flexibility and healthier working capital. Manufacturers get paid sooner, where eligible, with clearer visibility into what's coming in.
Four steps to split payment timing
Built for finance and operations teams, not just payment experts.
Connect your accounts
Link your business accounts and complete onboarding. We verify eligibility and set up your payment split.
Configure the split
Choose how you want payment timing to separate - the retailer's flexibility and the manufacturer's schedule.
Confirm the transaction
Review the split and confirm. The transaction is initiated in plain language, with no finance jargon.
Track settlement
Follow status and reconciliation in real time. See what's settled and what's still in progress.
Built for both sides of the transaction
For retailers
Keep your cash working for you instead of sitting in transit. SplitPay gives you more room to buy, stock, and sell without stalling on a single payment schedule.
- Protect working capital
- Maintain purchasing momentum
- Choose payment timing with more flexibility
- Reduce cash-flow bottlenecks
For manufacturers
Get paid sooner where eligible and plan with more confidence. SplitPay gives you clearer visibility into what's coming in, so production and inventory keep moving.
- Receive funds sooner where eligible
- Improve cash-flow predictability
- Simplify visibility into incoming payments
- Keep production and inventory cycles moving
Tools your finance team will actually use
These capabilities are part of the SplitPay experience we're building for early customers. Some are still in development.
Configurable split rules
Set the split that fits your business. Rules are designed to be adjusted as your cash flow changes.
Real-time payment status
See where each payment sits at any moment, so finance teams are never guessing.
Reconciliation-ready records
Clean, structured records that line up for your own reconciliation and accounting work.
Controls for finance teams
Set permissions and guardrails so the right people can act without breaking process.
Clear audit trail
A traceable history of every decision and change, built for confidence and review.
And more on the way.
Early customers help shape what we build next. Join the list and tell us what your supply chain needs.
Turn payment terms into momentum.
Join the early access list or talk with the team about how SplitPay fits your supply chain.
Common questions
Get early access to SplitPay
Join the early access list and we'll be in touch as we open up to new businesses.
Availability varies by market, account setup, and applicable processing requirements.